Effective Date: July 24, 2025
My Team Next LLC (“Company”, “we”, “us”, or “our”) respects your privacy and is committed to protecting the personal information you share with us through our Program, The 5-Day Credit Repair, Credit Settlement, and Funding Firm Challenge (the “Program”), and our website located at:
https://financialladderup.com/the-climb-two-point-0-challenge
This Privacy Policy explains how we collect, use, and disclose your information and what rights you have in relation to it.
1. Information We Collect
When you register for the Program or interact with us, we may collect the following information:
Personal Information: Your name, email address, phone number, billing address, and payment details.
Account Data: Login credentials, challenge access activity, and submission of worksheets or assignments.
Device Information: IP address, browser type, device type, and usage data (through cookies and similar tools).
Communications: Any messages, questions, or feedback you provide via forms, email, or community participation.
2. How We Use Your Information
We use your data to:
Deliver and manage your access to the Program.
Process payments and verify transactions.
Send important updates, reminders, and support-related communications.
Improve our services, content, and user experience.
Comply with legal obligations and prevent fraudulent activities.
3. How We Share Your Information
We do not sell your information. We only share it with:
Service Providers: For secure payment processing (e.g., Stripe, PayPal), email services, or analytics.
Affiliates: As defined in our Terms & Conditions, for internal operations only.
Legal Obligations: To comply with applicable laws, regulations, or lawful requests.
4. Cookies and Tracking Technologies
We use cookies and similar tools to understand how users interact with our website and improve the Program. You can control cookie settings through your browser preferences.
5. Data Retention
We retain your personal information only as long as necessary to provide the Program, fulfill our legal obligations, and enforce our agreements.
6. Your Rights
Depending on your location, you may have rights to:
Access or request a copy of your personal data.
Correct inaccurate or outdated information.
Request deletion of your data (subject to legal retention).
Opt out of marketing communications at any time.
You can submit these requests by contacting us at:
Email: [email protected]
(Note: Please allow up to 10 business days for processing.)
7. Security of Your Data
We implement appropriate technical and organizational safeguards to protect your information. However, no method of transmission over the internet is 100% secure. You share information at your own risk.
8. Children’s Privacy
This Program is not intended for individuals under the age of 18. We do not knowingly collect data from minors. If we learn that we have collected personal data from a child, we will delete it promptly.
9. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review it periodically.
10. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us:
