Effective Date: July 24, 2025.
By enrolling in our 5-Day Credit Repair, Credit Settlement, and Funding Firm Challenge (the “Program”), you agree to the following Terms and Conditions.
Definitions
For the purposes of these Terms and Conditions:
“Affiliate” means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority. “Company” (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to My Team Next LLC. “Country” refers to United States. “Device” means any device that can access the Service such as a computer, a cell phone or a digital tablet. “Feedback” means feedback, innovations or suggestions sent by You regarding the attributes, performance or features of our Service. “Service” refers to the Website. “Terms and Conditions” (also referred as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service. This Terms and Conditions Agreement was generated by Terms Feed Small Business Terms and Conditions Generator. “Website” refers to financialladdrup, accessible from
https://financialladderup.com/the-climb-two-point-0-challenge
“You” means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
1. Program Overview
This Program is a digital training experience delivered over five consecutive days. You’ll receive access to proprietary business systems, templates, and strategies designed to help you launch or optimize a credit repair, credit cash settlement, and funding business using AI and virtual assistants.
2. Eligibility
Participants must be 18 years or older and have the legal capacity to enter into binding contracts. You may not enroll in this program to resell or redistribute content without written permission.
3. Intellectual Property
All content within the Program, including but not limited to videos, templates, guides, training materials, and processes, is the intellectual property of The Financial Ladder Up LLC and is protected by copyright law.
You are granted a limited, non-transferable license to use the materials for your personal or business development only.
4. Refund Policy – 3-Day Money-Back Guarantee
We are committed to your growth. If, for any reason, you feel the Program is not right for you, we offer a 100% money-back guarantee within the first 3 days of your enrollment.
To qualify for a refund:
Your request must be submitted in writing to go.financialladderup.com within 72 hours of your purchase.
You must show that you attended/attempted at least one day of the Challenge and completed any associated worksheets or assignments.
No refunds will be given for requests made after the 3-day period.
After 3 days, all sales are final and no refunds will be issued.
5. Results Disclaimer
Your success depends on your ability to implement the information provided. While we share proven strategies and offer support, we cannot guarantee specific financial results.
This Program does not make income claims or promise credit improvements without effort.
6. Use of AI, Templates & VA Recommendations
Our systems may include tools that leverage AI or suggest virtual assistant delegation. While we aim to ensure these tools are effective, you are solely responsible for all business decisions, actions, and results stemming from their use.
7. Chargebacks and Payment Disputes
Initiating a chargeback without contacting our support team to resolve your concern may result in a violation of these Terms. We reserve the right to dispute chargebacks and provide your agreement to these terms as evidence.
8. Termination and Access Revocation
We reserve the right to remove any participant from the Program without refund for violating these terms, including unauthorized sharing of materials, abusive behavior in community spaces, or unethical conduct.
9. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the state of [Your State], without regard to conflict of law principles.
10. Contact Us
If you have any questions about these Terms and Conditions, You can contact us:
